Monthly Archives: September 2017

Teenager Travels Through Time With Hunky King Tut in New YA Novel

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Fifteen-year-old Rosa is one of those rare people gifted with the ability to hear the dead speaking to her. Usually, however, the dead are pesky people who want to talk to her while she’s busy doing things like taking math tests; in one such instance, when she tries to get rid of the dead person so she can concentrate, she finds herself in a shouting match and is soon after sent to the principal’s office.

Of course, no one believes Rosa can really speak to the dead, so her life isn’t easy, but it’s about to get a lot more interesting. Rosa is already obsessed with Ancient Egypt, but she can hardly believe it when King Tut not only starts speaking to her, but he appears before her eyes. Once she gets past noticing what a hunk he is, she realizes he’s trying to enlist her on a time travel mission that not only seems impossible but downright dangerous.

Hunk or not, Tut has his heart set on his ancient love, his wife, Ankhesenpaaten. They have been separated for centuries, but now she is trying to communicate with Tut through Rosa, and Tut needs Rosa’s help to lead him to his love’s final resting place.

Time travel does indeed happen, and before Rosa knows it, she’s witnessing Tut’s life story as well as facing the fierce General Horemheb, who succeeded Tut’s family as pharaoh and wants to wipe out all traces of Tut’s family history in Ancient Egypt. Before the story is over, Rosa will find herself channeling the dead, being locked up in a tomb, and discovering that all the gold in King Tut’s tomb is of little value compared to true love.

Cheryl Carpinello’s new novel Sons of the Sphinx is a riveting madcap ride through a fascinating time in Ancient Egypt’s history. Readers meet not only King Tut but his controversial father, King Akenhaten, and his famous stepmother, Queen Nefertiti. Insights are given into ancient life, and Egyptian mythology is explored. Best of all, the story is both fun and educational, which led to its designation as a “Literary Classics Award Winning Book.” The book also has a glossary in the back of Egyptian gods, people, places, and terms.

Cheryl Carpinello, as a longtime educator and the author of several other young adult books, including Guinevere: On the Eve of Legend and The King’s Ransom, knows how to entertain young readers in a way that makes them want to learn more. And as an adult reader, I learned a lot about King Tut and his time that I didn’t know, and I now want to learn more, so if I feel that enthusiastic about this book, I can just imagine how excited I would have been as a child reading this book. I’m certain it’s destined to be a favorite among young readers.

A companion volume to the book, titled Tutankhamen Speaks, is also available; it tells King Tut’s full life story in his own words.

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How to Make Your Article Marketing Work For You

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Article marketing works. It is a medium you can use to market products, whether your own products or affiliate products. It simply involves writing articles which make people want to come to your site or to your landing page.

Now before you start getting excited, I have to tell you that you have to give value first before people would want to purchase something from you. You just don’t put together one or two crappy articles all in the name of getting traffic. No!

That’s just plain wrong.

You have to put the interest of your customers at heart first. This reminds me of the Law of Compensation which states that ‘The amount of money you are paid will depend on the need for what you do, your ability to do it, and the difficulty in replacing you.’

So you have to give valuable information to your readers.

Now what you want to create when you write your articles is what is called CURIOSITY. You want them to WANT MORE of what you have given them.

And they can only want more of what you have given if what you have given is valuable. So the idea is to give them a taste of the delicious meal you’ve prepared so that they will be the ones ordering more.

Now how do you do that? You give them useful but incomplete information. Yeah that’s how you do it. Now that you’ve given them a gift (something you gave them for free), they would trust you as an expert and someone who is willing to add value to their lives first, not just telling them to buy something from you on the first meeting.

You have to give before you receive. Give and it will come back to you. That is the way it is. That’s the Law of Sowing and Reaping.

So when you give a very informative article about how to solve a problem and you tell them that they can get MORE information if they go to your website, they will go there excitedly. This is because they now trust you as an expert and someone who is willing to be generous with their information before asking for something in return.

Examples of information you can write an article about are ‘how to make more money in less time’, ‘how to import cars without stress’, ‘how to get a visa without going to the embassy’, etc

Keep Writing Articles

DO NOT ever quit. Don’t just stop writing articles because after a month of writing there is no traffic to your site. You have to keep on believing you’ll succeed before you have your breakthrough. You have to stick to it. Keep on writing and adding value to lives. Share the information you have. The rewards will come if you don’t give up.

Write Regularly

Don’t write articles once in a blue moon and expect instant results. Write at regular intervals. This helps you in the following ways:

1) Search engines love sites that are content-rich and are always being updated at regular intervals. It helps you rank high in the search results.

2) It motivates people who have been to your site keep coming back. I mean, why should they come back if they keep seeing the same old articles they’ve read a hundred times on your site?

So what is the summary of the above point? It is automation. Article marketing automates the internet marketing business. It automates your traffic. That is why it’s even good to contribute your articles to article directories like EzineArticles which ranks high in terms of traffic on Alexa. Once your articles are there, they are there for life and they bring residual traffic to you.

Keep Your Articles Short

The reason is because you want to keep people’s attention. You don’t want to bore them to sleep. You want to go straight to the point. I will suggest you keep it between 400 and 1000 words. There are a few times that your articles might have to be longer. But do that ONLY if it is absolutely necessary.

Write in a Professional Manner

By that I don’t mean you should write your article if you’re writing a formal speech. As a matter of fact you should write your article using simple, informal words as if you were talking to a friend. It makes you connect with your audience and makes you interesting. What I mean here is to reread your articles to make sure your spelling is correct, your grammar and punctuation are correct. The way you write can give people a good or bad impression about you.

I hope this article has given you lots of information on how to get started. Start writing articles today and make success out of it. Good luck.

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5 Reasons to Use a Male “Enhancement” Pill!

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No matter how much you deny, the fact that intimacy is one of the most important parts of a love-relationship can never be denied. When you make love with your partner, you give her all that you have within you – from your soul to the deepest feelings that you possess for her.

However, there are a few men, who are unable to express themselves properly in bed. This leads to a lot of complications in their lives. This is where a male enhancement pill comes into the picture.

If you are wondering why you need such a pill, following are the top five reasons that support the same:

  1. To gain self-confidence – When you are good in bed, your partner is happy and satisfied with you; when your partner is pleased, you feel happy, which leads to creation and development of self-confidence in your heart. There’s absolutely nothing else that can make you feel good, than keeping your partner happy.
  2. To keep away from all the problems in your relationship – I am sure you are going to agree with me when I say that being good in bed helps you strengthen your relationship. When you know how to do things the right way, you have less of problems with your partner. No doubt minor problems are bound to arise, but if you are good in bed, you can always bring a smile on her face at the end of the day.
  3. To get a nice woman in life – If you are not married already and want to get a warm-hearted woman in your life, you’ve got to show your charms in bed. To do so, you surely need a male enhancement pill, which allows the beast in you to come out and explore the beauty in front of you.
  4. To have a long-lasting ‘climax’ – Who wants to get it done in five or ten minutes? You surely need more energy and more erection to make it last for long. If this is what you want, you can get it with the help of a pill that helps you enjoy a longer session of intimacy.
  5. To win your partner forever – Unless you give her all the pleasures in bed, you can’t expect her to stick with you forever. To win her for all your life and turn her into your wife, you surely need such a pill.

It is time for you to gain confidence and please her in the most beautiful manner!

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6 Facts About Oil Paint

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1. The earliest known paintings that were done in oils date back to the 7th century BC. These paintings were Buddhist murals that were discovered in caves in Western Afghanistan. Oil paint didn’t become widespread for use in art works until the 15th century, when it became popular throughout Europe. Jan van Eyck, a 15th century Flemish painter, is widely believed to have invented it, though in reality he did not invent it, instead he developed it.

2. Oil paint is credited with revolutionising art. One of its key properties is that it’s very slow to dry. It gave artists a lot more time to work on their paintings and it allowed them to correct any mistakes they might have made. Oil paints allowed for artists’ creativity to flourish more because artists could devote more time to each painting. Many of the most widely praised paintings were done in oils.

3. For a few centuries artists had to store their oil paints in animal bladders. This was because the paint tube wasn’t invented until 1841. It was invented by John Goffe Rand, an American painter. Before the tube was invented, artists would have to mix their paints themselves before painting. They would have to grind the pigment up themselves, then carefully mix in the binder and thinner.

4. The most basic type of oil paint is made up of ground-up pigment, a binder and a thinner, which is usually turpentine. For the binder there are lots of different substances that can be used, including linseed oil, walnut oil and poppy seed oil; each of these gives the paint different effects and has different drying times.

5. There are modern versions of oil paint that can dry a lot more quickly than the standard version. The way that it dries is not by evaporation, but by oxidation, the process where substances gain oxygen. It is generally accepted that the typical painting done in oils will be dry to touch after about two weeks, though it can take six months to a year before the painting’s actually dry enough to be varnished.

6. Oil paint is very durable and tough, so it’s used as a finish and protector. It can be used on wood and metal and in both cases, it can be used internally as well as externally. It’s often applied to wood during building construction and can be found on metallic surfaces on things like planes, bridges and ships.

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How to Delete Index.dat Files – Completely Erase Internet History

For those of you who are concerned about your privacy and don’t want any other users who have access to your computer to know what sites you’ve been visiting online, need to know how to completely erase internet history. You see you do not fully clear your internet browsing history when you clear the private data, cookies, browsing history etc. using your internet browsers lame privacy tools. In order to permanently delete the records of sites you have visited, pictures you have viewed, videos you have downloaded, or even emails you have sent online, you need to know How to delete Index.dat files. These files are hidden system files that keep a record of every single website and action you’ve performed online and if anyone gains access to them they can see exactly what you’ve been online. So by now I think you would’ve realized the importance of clearing index.dat files and since Microsoft doesn’t provide any utilities to delete index.dat files.

I’m going to show you how in this article.

Index.dat files are used by Microsoft to record information about internet sites that have been visited and details of cookies being stored on your PC. Whenever you visit a website on the net; the URL address, images viewed, time of visit, and other web page contents are all saved to your hard drive. There is no clear explanation as to why Microsoft needs these files but the primary reason is that the contents can be opened up quicker from your hard drive if you re-visit the same page again. One example of its use is when you type in the first few letters of an address in the URL bar that you’ve already visited and the full address quickly comes up, now this is great if you can’t be bothered re-typing the address but it’s a huge invasion of personal privacy if someone else is using your computer.

Anyone with the slightest knowledge of fully searching internet history or has heard about the existence of index.dat files will be able to know exactly what you’ve been doing online. So if you are worried about your privacy then you must learn how to delete index.dat files immediately, before someone else gets a hold of them.

Now I’m afraid erasing or clearing index.dat files is no easy task and it is virtually impossible to accurately delete all the files using manual deletion methods. The reason being, index.dat files are critical system files and are constantly being used by internet explorer and Windows all the time so you cannot simply drag and drop them in the recycling bin. You may be able to remove them using MS Dos if you are using Windows Me, Windows 98 or Windows 95 and then find and delete all the index.dat files one-one. However This is method is pretty complicated and vulnerable to errors as Windows usually stores more than one copy of index.dat and finding them all when they are located in hidden directories can be difficult. If you are using Windows Vista, Windows XP, Windows 2000 or Windows NT this tactic won’t work at all and you will need some help.

Because Microsoft hasn’t provided any utilities to easily delete index.dat files and also considering the fact they are near impossible to erase using manual methods, third party software designers have created programs specifically to erase index.dat files. Usually known as index.dat viewers or index.dat erasers, these programs are easily able to locate all index.dat files and quickly remove them, all at the click of a few buttons. Personally I use a program called Privacy Guardian 4.1 to completely clear my internet browsing history; it is able to fully secure my privacy by ensuring all traces of my online Internet and computer activity are permanently erased and unrecoverable.

So if you wondering how to completely erase your internet history then you must know How to delete Index.dat files. They cannot be deleted easily by manual methods and I must recommend you grab a good Index.dat eraser if you wish to delete index.dat files and fully secure your internet privacy. The good news is that most programs offer a free download so you can remove these files today at no cost. I can guarantee you will feel a lot better and be letting out a strong sigh of relief when you know you actually deleted all your internet browsing history permanently.

How Do Equity Indexed Annuities Stack Up?

Sales of equity indexed annuities (EIAs) have grown considerably in recent years. These products are positioned as simple investment vehicles that enable the investor to participate in market gains but offer protection from market losses. In reality, these are complex investments and because salespeople are paid large commissions for promoting these products, it’s difficult to get an objective opinion on whether they are right for you.

How Do Equity Indexed Annuities Work?

EIAs produce an investment return that is tied to a market index, most commonly the S&P 500. Each product has a minimum guaranteed return (currently, 1% is common) and a cap rate, which is the highest annual return the investment can generate (currently, 8% is common). Consequently, an EIA with these common parameters would generate the same return as the S&P 500 of that return was between 1% and 8%. If the S&P 500 produced an annual return of less than 1%, the EIA would guarantee 1%. Similarly, if the index produced a return greater than 8%, the annuity would be capped at an 8% return.

Further, EIAs have participation rates that commonly range from 70% to 100%. For instance, if the index increased in value by 10% during the year, an EIA with an 80% participation rate would produce an 8% return (80% of the index’s 10% return).Also, it is important to note that minimum guarantees, cap rates, and participation rates can change at the whim of the insurance company.

Other Important Factors

As mentioned previously, salespeople are handsomely compensated for selling EIAs. To protect the insurance firm from paying a large commission to a salesperson only to have the investor sell the annuity, these products have a surrender charge if the investors sells within a certain time frame, which can be as long as 10 years. This surrender penalty can be as much as 10%. Thus, liquidity is severely limited with these investments.

EIAs offer tax-deferral, meaning an investor doesn’t pay taxes on investment gains until the annuity is sold. This tax-deferral is similar to the benefit offered by a 401(k) or IRA. However, unlike investments in a 401(k) or IRA, investments in an EIA don’t reduce your current income or tax bill when the investment is made. For this reason, many financial planners encourage their clients to maximize contributions to other tax-deferred vehicles before considering an annuity.

It’s important to note that most EIAs only count equity index gains from market price changes, and exclude any gains from dividends. Since you’re not earning dividends, you won’t earn as much as if you invested directly in the market. For example, the S&P 500 earned 15.1% in 2010, but 2.3% of that return came from dividends which would not be included in an EIA.

Lastly, the guaranteed return on an EIA is only as good as the insurance company that gives it. While it is not a common occurrence that a life insurance company is unable to meet its obligations, it happens. Information about the financial strength of insurance companies can be found on the SEC’s website.

Investment Return

Suppose a 45 year old with a 40 year investment horizon was looking for an investment that offered impressive returns with relative safety. Would an EIA be a good choice? Let’s consider a $10,000 investment in three unique options: an investment in the S&P 500, an investment in a conservative diversified portfolio* consisting of 75% bonds and 25% stocks, and an investment in an equity indexed annuity tied to the S&P 500. For illustration purposes, let’s assume the annuity has extremely favorable conditions: a 100% participation rate, a 3% minimum guarantee, and a 10% cap rate. Further, let’s give the EIA the benefit of the doubt and assume it includes the portion of the S&P 500’s return due to dividends, which few EIAs do. All and all, this annuity is significantly more favorable than any real product you are likely to find. Since the investor intends to live another 40 years, let’s look at what would have happened to these three $10,000 investments during the last 40 years, starting in 1970.

As you would expect, the $10,000 investment in the S&P 500 grew the most over 40 years, to $495,551. However, this investment endured significant volatility, losing as much as -37% in one year. Clearly, this investment is too risky for an investor willing to endure only a small amount of risk. Alternatively, the $10,000 investment in the diversified 75% bond, 25% stock portfolio grew to $433,838 — still an impressive return. However, the largest loss this portfolio suffered in a calendar year was -6% (1974), which might be tolerable to an investor with a low risk tolerance. Finally, while the equity indexed annuity with unrealistically favorable terms never gained less than 3% per year, our $10,000 investment only grew to $195,479. What if we consider an EIA with more realistic terms: 100% participation rate, 1% guarantee, and an 8% cap rate? Our $10,000 investment would have grown to only $103,767. Clearly, when comparing an EIA to investing in a diversified portfolio with a conservative ratio of bonds to stocks, an investor benefited of accepting a small amount of volatility in their portfolio.

ity indexed annuity without full knowledge of the product? Annuities have a “30-day free look” that enables you to surrender the product free of charge within 30 days of signing the contract. If you recently purchased an EIA, speak to a fee-only financial planner immediately to ensure the product was right for you. If you decide the annuity wasn’t what you thought, a fee-only financial planner can help you exercise your free look provision and find an alternative investment that is more appropriate.